Do you have a cash flow shortage?
Financing growth, meeting payroll, purchasing supplies and other fixed and variable costs all put pressure on cash flow. Many new and established businesses selling on credit terms can get ‘stuck.’ Business development, new orders and larger projects are put on hold. The answer is more working capital, but where do you get it?
Discover your hidden assets
Approach a bank or traditional lender for a loan and they’ll want to review your assets. Real estate, plant and equipment are typically leveraged as collateral by these institutions. If you’re new in business, are deemed to have insufficient (typical) assets and/or have a poor credit history you’ll have difficulty qualifying for a traditional loan. However, if you sell on credit terms you have an additional asset that can be used as collateral – accounts receivable.
AR Cash Flow specializes in financing accounts receivable. The receivables are pledged as collateral and you may draw cash against the eligible accounts receivable at any time. Accounts receivable financing, also known as factoring is not a loan, so there is no need to make payments or create debt to your business.
Business Qualifications for Receivable Financing
AR Cash Flow can help companies with seasonal or uneven sales patterns as well as start-up operations. Any business can qualify for receivable financing if it generates sales on credit terms to customers with financial credit strength.
What Industries Qualify for Receivable Finance?
Every industry is evaluated differently because no industry invoices the same method. Not all factoring companies accept every industry. As a rule of thumb, your business must sell to a good credit worthy account debtor (customer), a receivable or invoice that can be verified or has an acceptance (signed off) by the account debtor. Receivable financing is available to all industries that provide services, or deliver products to commercial accounts. The sale must be “final sale” with no contingencies or disputes.
Accounts Receivable Financing is available in days, not weeks
AR Cash Flow makes receivable financing easy to obtain with minimal paperwork. Our decisions are not based on financials, tax returns or even equity to debt ratios. We make decisions primarily on the invoicing process and the credit strength of the account debtor (customer). We specialize in evaluating and financing accounts receivable and can make a decision within 24 hours.
Some industries we help:
Need to know more? Phone 1300 652 158 or apply for a quotation
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